Posts by : Steve Gruenwald

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Murrells Inlet Growth and Development

Fri, Jan 28th 2011 2:59 pm by Steve Gruenwald Pawleys Island Business

More growth and development underway on Business 17 in Murrells Inlet, SC. Land is being cleared for a new mixed use development called Murrells Inlet Village. Sinage on the property states commercial parcels from $189,000 and residential parcels from $89,000. This is more evidence that the economic recovery in the coastal areas of Pawleys Island is beginning. More details as they become available. Below is an aerial photo pinpointing the area under development.

Murrells Inlet Village

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Keller Williams Goes Green

Mon, Jan 24th 2011 12:43 pm by Steve Gruenwald Real Estate Business Trends

Keller Williams Realty International last week introduced This is the latest in paperless technology for the Real Estate trade.

DotLoop incorporates, locally, all the South Carolina Real Estate forms into an email format with electronic signatures and is fully compliant with South Carolina Real Estate law.

For less tech savvy consumers, the DotLoop system also offers users the option of fax or pdf formats in addition to the paperless forms.

Keller Williams Realty International, with over 80,000 agents, has the exclusive rights to the DotLoop "green" paperless system.

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Holiday Inn Express Pawleys Island Has A New Name

Fri, Jan 21st 2011 7:31 am by Steve Gruenwald Pawleys Island Business

Holiday Inn Express in Pawleys Island is now Baymont Inns and Suites. My research shows at this time, it is just a name change. Baymont Inns and Suites

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Low Country Scenes on my Homepage

Wed, Jan 5th 2011 4:39 pm by Steve Gruenwald Pawleys Island Business

The photos on my homepage are from local Pawleys Island photographer, Mike Covington, of Low Country Photos. Mike truly captures the natural beauty of this unspoiled South Carolina coastal area in each and every photograph he takes.

 For high quality images of wildlife and scenic areas in the South Carolina Low Country, go to


They make great gifts!

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FHA/VA Loan Limits South Carolina

Thu, Dec 30th 2010 5:09 pm by Steve Gruenwald Mortgage Rates South Carolina

For home buyers who might need seller assistance or if you are a U.S. veteran, here are the loan limits for South Carolina. There are advantages to FHA and VA.

Did you know? VA Loans are assumable to qualified purchasers at the mortgage rate of the original loan. Of course, some restrictions apply. This is a great marketing tool for the VA seller.


FHA Click Here

VA Click Here

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Current Weather Murrells Inlet

Sun, Dec 26th 2010 7:43 am by Steve Gruenwald Fun Stuff Pawleys Island

Sunday, December 26, 2010, 7:42 AM and it is snowing in Murrells Inlet, SC!

Sunday, December 26, 2010, 8:21 AM, snow ended and now raining.

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Current Mortgage Rates Horry and Georgetown County

Thu, Dec 23rd 2010 7:51 am by Steve Gruenwald Mortgage Rates South Carolina

For your convenience, I have created a new page with current local mortgage rates for the Grand Strand area. As new rates are published, I post them. South Carolina Mortgage Rates


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The Economy, Retail Sales, Customer Service

Wed, Dec 22nd 2010 7:30 am by Steve Gruenwald Pet Peaves

Yesterday, on the busiest retail week before Christmas, against my better judgment, I went to a bookstore in Myrtle Beach, to use a gift card my daughter gave me for my birthday. The many sales associates were very attentive and the store was moderately busy. After browsing for about 45 minutes, I found a book that all of my family would enjoy. (2008 Edition of Cook's Country Recipes) I stopped at the Customer Service Desk (in this case, "No Customer Service Desk") and asked if I could pay for my book. I was told that I must go the the front or rear of the bookstore in order to checkout.

Needless to say, there was only one person at the front checkout and one at the back of the store. Th...

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Lunar Eclipse Pawleys Island

Tue, Dec 21st 2010 8:35 am by Steve Gruenwald Fun Stuff Pawleys Island

I set my alarm for 1:45 am on December 21, 2010 to get a glimpse of the rare occurrence of a lunar eclipse that hasn't happened on the winter solstice since the 1600's. I saw the beginning of the eclipse at 1:45 and about the left third of the moon was covered by earth's shadow. I set my alarm again for 3:30 am and unfortunately, the moon had disappeared due to cloud cover. I'm glad I saw what I could. Lunar Eclipse Time Lapse Video

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What's a Short Sale?

Mon, Dec 20th 2010 8:50 am by Steve Gruenwald Real Estate Short Sales

I've been asked numerous times to explain the term Distressed Property. One definition includes the status known as Foreclosure. Another category includes a status referred to as Short Sale,  meaning the property owner has experienced financial hardship and can no longer fulfill the monthly mortgage obligation. Additionally, the value of the property is less than the mortgage balance. In other words, the owner is "upside down." Once the owner proves hardship to their Lender, the Lender may or may not choose to approve the Short Sale process rather than Foreclose on the property. Foreclosure is still an option for the Lender. This can be a lengthy process and typically the owner wil...

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Myrtle Beach Real Estate Market Not On Distressed List

Fri, Dec 17th 2010 7:16 am by Steve Gruenwald Pawleys Island Business

Private Mortgage Insurance Companies have removed Myrtle Beach from their Distressed Property Area List. What does that mean for the consumer who needs financing to purchase property? You can now purchase your primary residence with conventional financing for as little as 3% down payment and 10% down on a second home. This currently applies to only Horry County. Naturally, some conditions do apply depending on creditworthiness. Will you still pay PMI (private mortgage insurance) with less than 20% down? Yes.

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New Business Coming To Pawleys Island

Sun, Nov 21st 2010 7:30 am by Steve Gruenwald Pawleys Island Business

The local Pawleys Island community is buzzing over a new business slated to open in 2011. Rumor has it that Fresh Market will open next to the Holiday Inn Express in Pawleys Island, SC. I am hoping that this new area development is a sign that the economy is now showing signs of growth. Here is a link to the Coastal Observer Article that was recently published. Click Here


Aerial View of Fresh Market Location

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Heating and Air Conditioning

Sat, Feb 27th 2010 4:16 pm by Steve Gruenwald Pawleys Island Home Repair

As a Realtor in Pawleys Island, South Carolina, I often hear negative stories from homeowners about poor workmanship and costly home repairs. I am also a consumer and wish to commend Chilly-Pepper Cooling and Heating for being fair and honest with me. I have 2 large walk-in closets in my Master Bedroom that are always cold. During our extreme winter at the coast, I noticed these closets were even colder. Each closet has two air registers with warm air blowing through them. The owner of Chilly Pepper, Eric Supina, made a service call to my home to inspect the issue. After checking the attic for adequate insulation, crimped lines to the registers he found nothing wrong. His conclusion was t...

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